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Wiñay Huayna Group
In this Group: Zoila, Norma, Nelly, Julio Cesar, Jaqueline, Victor Teodocio, Luis Felipe*, Gavina, Felipe*, Elizabeth, Maria Graciela, Karen Janessi, Bery Luz
* not pictured
The members belong to the “Wiñay Huayna” communal bank located in Cusco District belonging to Cusco Province and Department. One of them is Zoila, 62. She’s married and has a son. She works in her business selling hard-boiled eggs and potatoes. She sells from place to place in various streets in Cusco from 8am until 4pm and is able to pay her son’s university expenses by means of this business. She’s been in business for 18 years and does well but her dream is to own a restaurant. She’s requesting the loan to buy eggs and potatoes at wholesale for her hard-boiled eggs and potatoes business. She thanks all those who are sharing in her dream by this means and commits to make her payments as scheduled.

The inserted photo was taken after the group photo because the member asked permission due to work. The other group members work weaving fabric, selling backpacks, groceries and clothes.
View original language description ↓
Los socios pertenecen al banco comunal “WIÑAY HUAYNA”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Zoila ella es casada y tiene 62 años y tiene 1 hijo; La socia trabaja en su negocio de venta de huevos sancochados con papas, la socia vende en forma ambulatoria en las diferentes calles de la ciudad de Cusco, la socia trabaja desde las 8:00 a.m hasta las 4:00 p.m, y por medio de este negocio la socia paga el estudio de su hijo que está en la universidad, la socia se dedica a este negocio 18 años y le va bien pero su sueño de la socia es poder tener un restaurant. La socia solicita el préstamo para comprar huevos y papas al por mayor para su negocio de venta de huevos sancochados.
La socia que esta pegada a la foto grupal se le tomo despues la foto porque pidio permiso por motivos de trabajo.
Los otros socios se dedican al negocio de tejidos, negocio de venta de mochilas, negocio de venta de tienda de abarrotes y negocio de venta de ropa.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 86
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Wiñay Huayna Group's $3,100 loan helped a member to buy eggs and potatoes at wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Oct 3, 2012
Currency Exchange Loss:
Jan 15, 2013