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Natela is from a small village of Keda district. She is 52 years old and lives with her husband and 30-year-old son. Her husband is provided with a retirement pension, and her son works as a manager of the village club-house. He gets a small monthly income.

Natela runs an animal husbandry business. She has a milk cow, whose milk is sold locally. In addition, she owns a plot of land where different kinds of fruits and vegetables are grown. The family does all relevant seasonal work to insure a good harvest. They sell their agricultural production at the local open market. Natela works hard to make some savings and improve the living conditions of the family.

She requested a loan to purchase beehives with bee colonies. The family will get honey and plans to sell it in nearby villages. This will increase the income of the family. With the increased profit, she will be able to reinvest in the family agricultural business to expand it and make it more profitable. Taking into account the above-mentioned, the living conditions of the family will improve.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 39
    View loans »
    Georgia Loans Fundraising
  • $8,572,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Natela to purchase beehives with bee colonies.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 28, 2012
Currency Exchange Loss:
Apr 16, 2014