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Thy's Group
In this Group: Thy, Pheap, Savoern, Khon
Thy is a 59-year-old resident in a rural area of the Ratanak Mondul district of Battambang province, Cambodia. She is a widowed mother of six children. As a widow, she has struggled to feed the family by growing rice on one hectare of farmland for 33 years. She is able to earn about 20,000 KHR per day and manages to save about 10,000 KHR each day for tuture needs. Drought is the main challenge for her paddy business.

Thy has been with Kiva’s partner, VisoinFund, for two cycles and completely repaid the past loans while the other members have been with VisionFund from one to two cycles. She has successfully used the past loans to relieve her family’s burden. Now, she is leading her group to ask for a loan. Thy will use part of her loan portion to buy fertilizer and pesticide for her farmland and another portion to pay labor fees. She hopes her crop yield will become more productive so as fulfill her dream to buy plots of farmland for expanding the rice paddy and improve her living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 143
    View loans »
    Cambodia Loans Fundraising
  • $41,481,900
    Funds lent in using Kiva
  • 4,055.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Thy's Group's $1,075 loan helped a member to buy fertilizer and pesticide for her farmland.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Aug 22, 2012
Oct 1, 2012
Currency Exchange Loss:
Sep 17, 2013