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Zivamuntuyo Kyamujanju Group
In this Group: Isaac, Margret, Agatha, Devine*, Annet, Stephen, Anamaria, Joice, Maria, Prossy
* not pictured
Isaac is a married man, age 52, living in Kagadi, Uganda. He owns a retail shop that he has run for a period of 12 years having got start up capital from maize product sales. Inadequate capital is affecting the business. He would like to expand his business to wholesale level and educate his children to attain degrees as minimum qualification. Isaac is requesting a loan to buy sugar, soap and cooking oil to sell. He is a member of Zivamuntuyo Kyamujanju group where each member guarantees the other to access a loan.

Additional Information

Important Information

This loan provides farmers and low-income entrepreneurs from underserved rural areas with access to financial services. By supporting this loan, you allow more farmers and rural entrepreneurs to access capital.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 141
    View loans »
    Uganda Loans Fundraising
  • $33,609,650
    Funds lent in using Kiva
  • 2,515.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Zivamuntuyo Kyamujanju Group's $1,900 loan helped a member to buy sugar, soap and cooking oil for sale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 6, 2012
Sep 28, 2012
Currency Exchange Loss:
Feb 15, 2013