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Update on Saodat

Saodat takes a loan from our organization for the second time. She is a good and respectable woman. Saodat takes a loan for the purchase of greens and vegetables (cabbage, bell peppers, eggplants, tomatoes, cucumbers and pumpkins). She asks you to help her. Saodat plans to purchase an apartment for her son.
View original language description ↓
Саодат во второй раз берет кредит в нашей организации. Она хорошая и порядочная женщина. Саодат берет кредит для покупки зелени и овощей (капусты, болгарских перцев, баклажанов, помидоров, огурцов, тыквы). Она просит Вас помочь ей. Саодат планирует купить квартиру своему сыну.

Previous Loan Details

Saodat works as a seller at a market in the region of J. Rumy. She mainly sells vegetables, fresh herbs, and chaka (a fermented milk product). She has been working as a seller for 15 years. Saodat is a widow and has four children. She is 45 years old. She is applying for credit to increase turnover. More from Saodat's previous loan »

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Tajikistan

  • $2,700
    Average annual income
  • 213
    View loans »
    Tajikistan Loans Fundraising
  • $31,067,925
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Saodat to purchase greens and vegetables for selling at the market.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Sep 24, 2012
Currency Exchange Loss:
Apr 17, 2013