Higuerón (Portoviejo) Group
One of the members of this group is Jessica Patricia, who is 27 years old, married and from this marriage has two children of 8 and 6 years of age who study at the school. Her husband works in agriculture.
She is a homemaker and sometimes she sells clothes via catalogue and Esika products (beauty products, cosmetics, perfume and accessories for women). She does this so that she can obtain her own income and with this be able to help her husband with the household expenses since sometimes he does not earn very much. She works three days a week from two to three hours a day, and she sells on credit, requiring repayment every eight days. She has been carrying on this business for 4 years and it is going very well for her. The thing she sells most of is perfume.
She will use the loan to buy perfumes, creams, cosmetics and clothes. This is her third cycle in the communal bank and she likes it because of the help they give her as much as to her colleagues, for which they are all very grateful and happy.
Her dream is to be able to provide the best future for her children.
Una de las socias de este grupo es la señora Jessica Patricia, tiene 27 años de edad, está casada y de esta relación tienen dos hijos de 8 y 6 años de edad que estudian en la escuela. Su esposo se dedica a la agricultura.
Ella es una ama de casa que para obtener sus propios recursos y con esto poder ayudar a su esposo con los gastos del hogar ya que él a veces no gana mucho se dedica a la venta de ropa por cátalo y de productos de Esika (productos de belleza, cosméticos, perfumería y accesorios para damas). Trabaja tres días a la semana de dos a tres horas al día, deja sus productos a crédito y cobra cada ocho días. Tiene 4 años que se dedica a esta actividad y le va muy bien, lo que más vende son los perfumes.
Este crédito es para comprar perfumes, cremas, cosméticos y ropa. Este es el tercer ciclo en el Banco Comunal y le gusta por la ayuda que le dan tanto a ella como a sus compañeros, por lo cual están muy agradecidos y contentos todos en el grupo.
Su sueño es darles lo mejor a sus hijos.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid