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Yurvy Carolina
Carolina, 21, is single and has no children. When Carolina completed high-school she started looking for employment all over the city but had no luck and when she saw that her hopes of becoming employed evaporate she opted for starting a business selling cosmetics and costume jewelry. She currently works at this alone from Monday to Sunday and uses various selling methodologies. She sells her products to family members, friends and new customers directly in their homes.

She’s attached many hopes to her sales and this is why she wants a loan to buy cosmetics, perfume, creams, etc. Her goal is to have a clothing and beauty products store and she wants her income to improve since this is her only means of support. Another of her goals is to attend university and become an excellent professional.
View original language description ↓
Carolina tiene 21 año es soltera y no tiene hijos. Cuando Carolina termino el colegio empezó a buscar trabajo por toda la ciudad y no obtuvo ningún resultado en vista de que sus esperanzas por obtener un trabajo se desvanecieron opto por incursionar en el negocio de las ventas de productos cosméticos y bisutería.

En la actualidad el trabajo lo realiza sola desde el lunes hasta domingo y utiliza métodos para vender.
Sus productos son vendidos a familiares, amigos y clientes nuevo directamente en sus domicilios.

Tiene muchas aspiraciones con sus ventas por eso quiere el prestamo para comprar cosmeticos, perfumes, cremas etc. Su meta es tener una tienda de ropa y productos de belleza también desea que sus ingresos mejoren ya que es su único sustento otra de sus metas es estudiar en una universidad desea ser una excelente profesional.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,742,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $650 helped Yurvy Carolina to buy cosmetics, perfume and creams.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Sep 25, 2012
Currency Exchange Loss:
May 17, 2013