A loan of $600 helped to buy more beauty products.

Vivian's story

Vivian, age 35, is a very experienced woman when it comes to business, as well as being happy and kind. She lives in a rental house with Anibal, who is employed and father of her 3 children, who she loves very much and are her motivation. Vivian's business is selling beauty products, which she buys via catalog and sells among her friends, family, and neighbors, who she attends to with much care, succeeding in making herself known. She undertakes her work in her own home, and also makes home deliveries to her customers.

She's been doing this work for more than 2 years, selling clothing at the same time. She got started at the suggestion of her partner, but has done it on her own. She considers her business profitable enough given the good income it brings her, with which she is able to help her partner with household expenses. She enjoys socializing and making new friends as a way of widening her profit margin. Before starting this work, she had a lot of economic troubles, as the money that her husband makes isn't enough to cover household expenses.

She plans to grow her business and set up a spacious store in her own house to sell her beauty products. This will be her third loan with Microfinanzas Prisma [Kiva field partner], which she counts on to keep making progress on her goals. Given that, she is committed to being punctual with her payments, as she has been with her previous loans. With the requested amount of 1,500 nuevos soles, she plans to invest in more catalog beauty products and increase her stock of available merchandise in clothing of all kinds and quality, thus growing her business.

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Translated from Spanish by Kiva volunteer Jacob Bintliff

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