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Update on Nadezhda

Nadezhda is married and has three children. Two are in college, and the youngest is in primary school. Nadezhda has her own business: she has been doing traveling sales for 15 years. She sells socks, underwear, slippers, etc. Nadezhda gets along well with people, so selling comes easily to her. Her goal is to grow her business and increase her income to provide for her family. Nadezhda is asking for a loan in the amount of 10,000 grivnas to buy merchandise for the fall-winter season.
View original language description ↓
Надежда замужем. У нее трое сыновей. Двое получают высшее образование, а младший учится в школе. Надежда имеет собственный бизнес.

Надежда занимается выездной торговлей на протяжении 15 лет. Она торгует носками, нижним бельем, тапочками и т.д. У Надежды хорошие взаимоотношения с окружающими, поэтому проблем с торговлей нет. У нее есть цель развивать бизнес и увеличивать доход, что бы обеспечивать семью.

Надежда просит предоставить ей кредит в сумме 10000 гривен на закупку товара к осенне-зимнему сезону.

Previous Loan Details

Nadezhda lives in Drogobych. She sells socks, stockings, gloves, tank tops and slippers at one of the local markets. Her retail outlet is located at the walkway to the market, where all of the potential clients pass through. Nadezhda has been involved in this entrepreneurship for 12 years. Sh... More from Nadezhda's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,250 helped Nadezhda to buy merchandise for the fall-winter season.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Sep 4, 2012
Sep 23, 2012
Currency Exchange Loss:
Apr 17, 2013