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Apec Al Ouma Sicap Mbao Groupe 1
In this Group: Kouly Bousso, Ndoumbe, Mariama , Thiane, Faty, Awa, Ndeye Diagne, Mame Mbaye, Awa, Ndoumbe
Al Ouma Sicap Mbao Group 1 is a subgroup of 10 men and women belonging to the same association and working in different businesses. They are represented by Mrs. Koudy Bousso (the one raising her hand in the photo). She is a married woman running two types of commercial activities. She sells fabric and cooks food for sale. She has 15 years of experience in business. Her revenues allow her to provide for everyday family expenses. She is a member of one of the branches of UIMCEC and is seeking a loan in order to buy fabric to be sold at the occasion of the Tabaski holiday [the Muslim holiday of Eid] that people in Senegal are preparing for. She works every day, from 8 AM to 4 PM. Her goal is to diversify her stock thanks to her financing and also increase the revenues brought in by her business. Her future project is to grow her food business and to open a large eatery.
View original language description ↓
AL OUMA SICAP MBAO GROUPE 1 est un sous groupement mixte de 10 personnes qui adhèrent tous dans la meme association et exercent des activités génératrices de revenus séparées. Ils sont représentés par madame Koudy Bousso (personne qui a levé sa main sur la photo).C’est une femme mariée très active qui a une double activité commerciale. Elle s’adonne a la vente de tissus et a la restauration et capitalise une expérience de 15 ans dans son activité de commerce. Les revenus que lui procure son activité lui permettent de soutenir sa famille dans les dépenses quotidiennes. Elle est membre d’un des guichets de l’UIMCEC et sollicite un prêt prévu pour l’achat de tissus destinés a la vente a l’occasion de la fête de tabaski qui se prépare au Sénégal. Elle s’adonne à son activité journalière ment a partir de 8 heures le matin jusqu'à 16 heures dans l’après midi. Son objectif est de diversifier avec l’aide de son financement les produits qu’elle commercialise et aussi d’accroitre les bénéfices que lui génère son activité. Son projet futur est le développer de son activité de restauration et ouvrir un grand restaurant.

Additional Information


This loan is administered by UIMCEC, a Kiva Field Partner in Senegal since 2008. UIMCEC is a government-regulated microfinance institution whose mission is to improve the revenue and well-being of families through access to financial services, allowing principally women and young adult micro-entrepreneurs living in rural and semi-rural areas to develop their revenue-generating businesses and supporting them in becoming financially self-sufficient.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Senegal

  • $2,300
    Average annual income
  • 0
    View loans »
    Senegal Loans Fundraising
  • $15,265,150
    Funds lent in using Kiva
  • 503.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Apec Al Ouma Sicap Mbao Groupe 1's $3,000 loan helped a member to buy fabric for resale.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Sep 22, 2012
Currency Exchange Loss:
Oct 17, 2013