A loan of $3,075 helped a member to buy materials such as bowls, aprons, hats, oils, flour, olives, and raisins to stock her business.


Proyectando Un Futuro Group's story

The communal bank called "Proyectando un Futuro" [Projecting the Future] consists of 20 entrepreneurs who are engaged in various areas, among which there are: selling pastries, chocolate store, baptize souvenirs, selling shoes, selling clothes, selling salads, organization of events, and other services. All of them belong to the municipality of Casablanca, located in the city of Valparaiso.

Sandra is a member of the communal bank, and in the picture she is sitting in the front row, ranking first from right to left. She is wearing a gray cardigan with stripes, gray pants, and brown boots. She wears her hair loose, which it's dark brown. She has a Fondo Esperanza folder in her hands.

She has been dedicated to the area of selling pastries, specifically pies, for 12 years. She says she works Monday to Friday from 5pm to 8pm, when she is on the street selling her pastries. She buys the merchandise and supplies she needs in several supermarkets, pastry distribution centers, and low cost butchers, thus economically convenient.

With the loan, she will buy materials such as bowls, aprons, hats, oils, flour, olives, and raisins to stock her business. One of Sandra's goals is to have the chance to buy a cart, because this way she would work in a more comfortable way, avoiding the cold during the winter and the heat during the summer, as well as to give a good image to her customers.

Sandra lives with her husband and two children, who are 24 and nine years old. Her dream at a professional level is to have a cart, and at a family level is to give a good life to her children, giving good studies to her youngest son and good medical attention to her oldest daughter, because she is disabled.

She is very happy and appreciative for the opportunity provided by Fondo Esperanza, because it allowed her to invest in her business. Also, she feels very comfortable with the company of other entrepreneurs in the communal group, because they share various activities. That served her as a moment of entertainment, too. Regarding the trainings given at the meetings, she has learned to manage her business better.

Casablanca is a commune in the province of Valparaiso, located in the region of the same name. It has a Mediterranean climate, with summers of prolonged drought, and short winter rains, although very strong. The name "Casablanca" comes from the sixteenth century when there was "a house with white walls" on a hill located close to one of its oldest roads, called royal carts' road. Today, its economy is based on services, agriculture, transportation, agribusiness, tourism, and commerce.

In this group: Sandra, Silvia, Evelyn, Veronica, Miguel, Sandra, Angelina, Rosa, Pamela, Catalina, Rosa, Ximena, Angela, Osvaldo, Constanza, Gemita, Catalina, Tomas, Marcela, Miguel

Translator profile picture

Translated from Spanish by Kiva volunteer Elisabet Falgueras



Loan details


Lenders and lending teams



Loan details