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Xhixhe is in her mid fifties with six children and became widowed long ago. “Raising all the children on my own and taking care of them financially and otherwise, has been a real struggle. At times I thought I wouldn’t make it through, yet I made it, and am happy now,” she explains. “I was very patient and had unconditional love for them, and kept praying to God to give me strength to deal with all the hardship.”

Five years back, Xhixhe started to babysit and look after elders and has since been doing that. “It suits me--my caring and nurturing nature--and I just love it,” she said. At the moment, she is looking after an elderly couple and their grandchildren.

Xhixhe now wants to improve her family's living conditions and is requesting a loan. She keeps praying that lenders at Kiva will lend to her.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Albania

  • $10,700
    Average annual income
  • 9
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 106.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Xhixhe to repair her old and damaged small family home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Oct 1, 2012
Currency Exchange Loss:
Oct 17, 2013