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Update on Yesenia

The member is Yesenia, who's married and has two children. She's still a cosmetologist at her beauty salon. She's been in this business for some time and it has allowed her to provide education for her children and support her family. Yesenia is currently requesting a loan in order to purchase beauty products and accessories such as hair dye, shampoo and hairdryers. Yesenia is very thankful for Kiva's help in strengthening her business, which allows her to improve her family's living conditions and provide education for her children. This member belongs to the "Kanchary" communal bank of the town of Cusco, in Peru.
View original language description ↓
La socia es la señora Yesenia, casada y con 2 hijos, ella continua con su actividad de cosmetóloga en su salón de belleza, actividad que realiza hace algún tiempo y que le ha permitido educara a sus hijos y proporcionar el sustento a su familia. Yesenia en esta oportunidad está solicitando el préstamo para comprar productos y accesorios de belleza como tintes y shampoo y secadores de pelo. Yesenia está muy agradecida con la ayuda de KIVA, para fortalecer su actividad económica la cual le permite ofrecer una mejor calidad de vida a su familia y educar a sus hijos. La socia pertenece al banco comunal “KANCHARY”; de la ciudad del Cusco – Perú.

Previous Loan Details

Yesenia, 32, is a member of the “Kanchary” communal bank that’s located in Cusco District belonging to Cusco Province and Department. She has a spouse and two children. She alternates her daily chores with running a beauty salon. She does haircuts, hair coloring and hair waving. She works fro... More from Yesenia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $61,996,325
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,175 helped Yesenia to purchase beauty products and accessories such as hair dye, shampoo and hairdryers.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 17, 2012
Oct 2, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Yesenia. It was first posted on Kiva on Oct, 2011. Learn More