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Update on Margaret

Margaret is a married woman. She has 5 children. She describes herself as a determined woman. She operates a farm and a tailoring shop where she sells clothes and vegetables such as potatoes and tomatoes. She has been involved in this business for five years. Her business is located in a productive land environment, and her primary customers are local residents. She describes her biggest business challenge as insufficient funds to improve business.

She will use the Kes 20,000 loan to buy farm seedlings and pay for labour to improve her farming business. Her business goal is to expand her business and create more job opportunities for people within 5 years. She hopes that, in the future, she will be an independent businesswoman and will improve the living standard of her family.

Previous Loan Details

Margaret is married and they have five children. She has been running a tailoring shop for the last five years. Her business is faced with the challenges of competition within the area and low purchasing power. She will use the loan of Kes 20,000 to buy materials for making school uniforms and dr... More from Margaret's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 1072
    View loans »
    Kenya Loans Fundraising
  • $47,240,875
    Funds lent in using Kiva
  • 84.7
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Margaret to pay for labour and buy seedlings to improve her farming business.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Sep 24, 2012
Currency Exchange Loss:
Apr 17, 2013
This photo was used before for a previous loan for Margaret. It was first posted on Kiva on Nov, 2011. Learn More