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Sadete is in her early forties and is a Roma woman from the vulnerable ethnic community of Albania. She is married and has two children; they live in central Albania in a city that has welcomed and embraced ethnicity for a long time.

Sadete has been raising the children all on her own during the past fifteen years because her husband immigrated to Greece seeking a better life and never came back. She started selling used clothes just like so many others in her community and has been able to make a little income, enough to cover basic living and expenses for her children.

Sadete is now requesting a loan to buy more inventories of used items. This will help her employing the older children as well. She hopes that lenders will show some understanding to her situation.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 29
    View loans »
    Albania Loans Fundraising
  • $3,047,675
    Funds lent in using Kiva
  • 106.7
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Sadete to purchase more inventory of used clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Sep 28, 2012
Currency Exchange Loss:
Oct 17, 2013