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Hisni is living in the Ashkali community in Kosovo. He is married and has five children. The oldest is 19 years old and the youngest is four years old. Hisni makes a living working as a woodcutter in his area. His wife spends most of her time at home as a housewife.

This wonderful and loving family lives in unacceptable conditions. They have serious problems with their windows and doors. Winter is coming up and there is an immediate need to renovate the door and windows of their hpuse in order to not feel the cold during the winter. Therefore Hisni has asked for a loan to renovate his doors and windows. This loan will help him to improve his family's living standards.

Knowing that this is a Kiva loan Hisni would like to thank all Kiva lenders!

Additional Information

More information about this loan

This loan will support the economic aspirations of minority people in Kosovo. Roma people and ethnic Serbians have historically faced a tremendous amount of hardship in Kosovo, and are still socioeconomically and politically vulnerable. During the 1998-1999 war, the fighting displaced 250,000 people. Among those displaced were an estimated 80-90% of the region’s Roma population. Today, Roma and ethnic Serbians living in Kosovo still face discrimination and are excluded from many aspects of society, including fair political representation and high rates of unemployment. By supporting this loan you are helping provide opportunity to marginalized populations.

About KosInvest

KosInvest is a micro-enterprise development organization that provides loans to help people in rural Kosovo generate more income and improve their living conditions. It offers a wide range of loan products, from loans tailored to micro and small enterprises to loans designed to help women-headed households.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kosovo

  • $7,600
    Average annual income
  • 4
    View loans »
    Kosovo Loans Fundraising
  • $2,256,825
    Funds lent in using Kiva
  • 0.8
    Euro (EUR) = $1 USD

Success!! The loan was 100% repaid

A loan of $925 helped Hisni to renovate doors and windows in his house.
100% repaid
Repayment Term
18 months (Additional Information)
Repayment Schedule
Sep 20, 2012
Sep 28, 2012
Currency Exchange Loss:
May 17, 2013