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Zanda is from the small village of Khoni district. She is 19 years old and lives with her husband, Zviad, and their 1-year-old son.

The family earns their living through a dairy farm; they have six milk cows. Zanda milks the cows twice a day and produces cheese products. The cheese is sold at the local market. The family takes good care of their livestock, as this is their only income. Zanda works hard to do the best for her family. She is a woman with a great desire to get ahead.

She requested a loan to build a greenhouse. With this credit, she will purchase building materials and construct it. Zanda and Zviad will sow different kinds of vegetables and greens to sell at a good price. This will increase the income of the family. With the increased income, she plans to expand his agricultural business and improve the living conditions of the family. She awaits your support.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 37
    View loans »
    Georgia Loans Fundraising
  • $8,318,950
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Zanda to build a greenhouse.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Sep 28, 2012
Currency Exchange Loss:
Oct 17, 2013