Henry is 32 years old and lives in Ganta. He is married and has a six-year-old child who is in school and lives at home. Henry is a high school graduate, and his wife is a businesswoman. Since 2002 he has been running a shop where he sells alcoholic drinks. He says one of the problems he is faced with is that most of his demands from his customers are not available in stock because the price of the most favorite alcoholic drinks are so high. He is requesting a loan to purchase more of the favorite alcoholic drinks to meet his customers' desires. In the near future he wants to build a house and expand his business.