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Justine is married with four children and all her children go to school. She has a business of selling used clothes and has been in this business 12 years, selling to all types of people but on a retail basis. She has applied for a loan of 1200000 Uganda shillings from MCDTSACCO to buy more bales of used clothes. Justine works from home seven days a week. Her major business challenges include seasonality and the ever increasing prices of used clothes in Uganda. She aspires to become a wholesaler and also to educate her children up to university level. She decided to join MCDTSACCO because of their low interest rates. She resides in her own house and the family has access to electricity but not to piped water. Her monthly expenses include school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 123
    View loans »
    Uganda Loans Fundraising
  • $33,817,625
    Funds lent in using Kiva
  • 2,507.0
    Uganda Shillings (UGX) = $1 USD