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Update on Ivanna

Ivanna is a businesswoman from Khoost. She has worked in retail for a few years and sells rubber boots and sneakers, as well as children tights, socks and underwear. She employs another helper in her business. Ivanna is in constant competition with other retailers on the market, but she has found a good solution: Ivanna has a lucrative system of discounts for regular customers.

Ivanna plans to invest her 4000 griven loan from Kiva into purchasing a batch of sneakers which are popular among the young people this fall, and will be able to increase her purchasing capital as the result.
View original language description ↓
Иванна – предприниматель из Хуста. Она уже несколько лет торгует на рынке резиновой и спортивной обувью, а также детскими колготками, носками и бельем. У нее есть один наемный рабочий. Иванне постоянно приходится сталкиваться с проблемой конкуренции на рынке, но она нашла выход из положения. Иванна разработала выгодную систему скидок для постоянных покупателей.
Иванна планирует вложить кредит от КИВА в размере 4 000 гривен в приобретение партии спортивных кед, которые сейчас пользуются спросом среди молодежи, тем самым пополнив свои оборотные средства.

Previous Loan Details

Ivanna is married and she has two children. She does small business in her hometown of Khoost in the Zakarpatiye region. She is renting out a space in the warehouse at the market entrance where she sells shoes: in the summer time she sells sneakers, slingbacks and sandals and in the fall she sell... More from Ivanna's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 3
    View loans »
    Ukraine Loans Fundraising
  • $6,552,350
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Ivanna to purchase a batch of sneakers that are in demand this season.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Sep 5, 2012
Sep 21, 2012
Currency Exchange Loss:
Nov 15, 2012
This photo was used before for a previous loan for Ivanna. It was first posted on Kiva on Sep, 2011. Learn More