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Ra is 32 years old, married, and has four children. He lives with his family in Takeo Province, Cambodia. He has been selling mats, hammocks, quilts, carpets, and mosquito nets for more than ten years, earning approximately $7 per day. His wife is a tailor who earns about $2 each day.

In order to improve his family’s finances, Ra is requesting a loan of $1,000 USD to raise capital for his business to purchase more mats, hammocks, quilts, carpets and mosquito nets to sell. This money will help him expand his business and earn more profit. In the future, he would like to use the profit to expand his business and help his children earn their bachelor’s degrees. Moreover, he hopes to build a new house as soon as possible.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 61
    View loans »
    Cambodia Loans Fundraising
  • $41,788,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ra to purchase more mats, hammocks, quilts, carpets and mosquito nets to sell.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Aug 21, 2012
Oct 11, 2012
Currency Exchange Loss:
Nov 19, 2013