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Jackson is a man of many endeavors. He is a businessman who owns a hotel and a duka (managed by his wife), a farmer who sells vegetables that are grown on his land outside of Nairobi, a father of two children aged three and ten, and the driver and owner of a truck that Sanergy uses to collect waste from Fresh Life toilets every day. His experience and observations with the waste management team at Fresh Life have allowed him to see the impact that clean sanitation can have on a community.

Jackson wants to build toilets where he resides in the Mukuru informal settlement of Nairobi so that he can raise his living standard and provide a clean area near his neighbors. His hope is that beyond providing a sanitary option for his neighbors to use the toilet, running Fresh Life toilets will allow him to develop his businesses further. For example, he would like to buy another commercial vehicle.

Additional Information

More information about this loan

Eight million people in Kenyan slums and 2.6 billion people worldwide lack access to hygienic sanitation. Sanergy aims to permanently reduce related disease in these areas by making sanitation accessible, affordable and sustainable. This social enterprise builds toilets under the “Fresh Life” brand, franchises them to local entrepreneurs, collects the waste and converts it into renewable energy and organic fertilizer.

Because Sanergy’s core business is not microfinance and its partnership with Kiva is unprecedented, these loans present some level of additional risk for lenders. Accordingly, we have not provided a risk rating for this partner.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.

About Sanergy

Sanergy is a social enterprise that combines technology, entrepreneurialism and a unique business model to provide safe, accessible and affordable sanitation products and services to slum residents across Kenya. Sanergy uses the flexible, zero-interest capital provided by Kiva lenders to offer loans to its network of toilet operators. The funding covers the upfront costs of the toilet purchase, enabling operators to pay back the loan over time with the revenue generated by the toilet.

About Kenya

  • $1,800
    Average annual income
  • 430
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 84.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Jackson to purchase and run Fresh Life toilets.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 24, 2012
Sep 21, 2012
Currency Exchange Loss:
Oct 20, 2013