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Khursheed is a 51-year-old married woman and mother of five. She has successfully run a small general store in her community for the last four years. She offers various items of goods for everyday use. She has good communication skills and has a large, regular clientele that prefer her store because she always has what they demand at reasonable prices. Her husband is a sales person at a garment shop and earns insufficient income to support his family alone.

With the help of Kashf Foundation, Khursheed has gradually improved her business. She wants to grow her business and has requested a loan of 25000 PKR to buy grocery items and cleaning products in large quantity to meet the increasing demand. She wishes to utilize the earned profits for her daughter’s wedding and to increase her business capital.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 273
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Khursheed to buy grocery items and cleaning products in large quantity to meet the increasing demand.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 31, 2012
Sep 27, 2012
Currency Exchange Loss:
Sep 17, 2013