Ulufafo is a 53-year-old married woman with four children. She makes and sells doughnuts, drinks, ice blocks and other items in her community to earn a living. She has many years of experience with this business. Ulufafo needs a loan to purchase more goods for her business. She plans to use her profits to help supplement her family's income. Ulufafo has been a member of SPBD since 2012.
South Pacific Business Development (SPBD) improves conditions for families living in poverty by providing accessible credit, training, and guidance to help them start, grow and maintain micro-businesses, build assets, finance home improvements, and afford to educate their children. 99% of SPBD’s loans go to women, who can borrow in groups to guarantee one another rather than put up collateral.