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Loch is 58 years old, a farmer who has been managing a few pieces of land to make income to feed her family. She has been in this business for more than 20 years, and she gets support from her husband, her good business partner. Their main challenges in the business are pests and flood, which reduce their crop yields each year. This couple is not fortunate to have a baby, so they live a simple life in a small village of Prey Chor district, Kompong Cham province. Loch would like to have more farmland in order to increase her household income so she can save more money since she and her husband are getting older. Aside from helping Loch at the rice farm, Loch’s husband pursues another business, animal sales, for supplementary profit for his family.

Loch is requesting financial support amounting to 4,000,000 KHR, which will be used by her husband to purchase animals for trading. Loch realizes that this loan will be great capital for developing their businesses and it will help them earn better profit to satisfy their basic needs. In the future, Loch dreams of having her present house rebuilt to keep her family comfortable.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 221
    View loans »
    Cambodia Loans Fundraising
  • $39,893,200
    Funds lent in using Kiva
  • 4,059.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Loch to purchase animals for trading.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Oct 1, 2012
Currency Exchange Loss:
Jun 17, 2014