Johana is a fighter who with a lot of effort managed to start her business selling groceries a year ago. With this she's able to pay for the household expenses and especially get her little girl ahead. She works around 10 hours a day and can serve up to 20 customers. She believes that it's going well for her in her business because she has a great desire to get ahead. For this reason she works responsibly and with good customer service.
Johana is very grateful to the Kiva lenders because thanks to their help she'll be able to buy display cases and shelving for her business. This way her business will be better organized and eye-catching for the customers and she'll be able to improve her income.
She'll continue to fight every day to make her biggest dream come true: "To give her daughter a good education and to make her business grow."
Johana está muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá comprar vitrinas y andamios para su negocio, con lo cual podrá tener un negocio más ordenado y vistoso para los clientes y podrás mejorar su ingresos, así ella podrá seguir luchando cada día para poder hacer realidad su más grande sueño:” Darle una buena educación para su hija y que su negocio crezca”.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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