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74-Las Positivas Group
In this Group: Ana, Blanca, Felipa, Helen Deyanira, Cecilia, Yanily, Oliver, Yessica Mariana, Fanny Dennise, Sonia

Update on 74-Las Positivas Group

The “Las 74 Positivas” (The 74 Positive Ones) communal bank has ten members, nine women and one man, who carry out a variety of activities. The bank president is Felipa, 57. She has seven children who are all independent now. She sells traditional Bolivian food. She lives in the family home and is asking for the loan to buy kitchen appliances and utensils. Felipa feels happy and grateful to the institution for the support provided because they did well with the previous loan but she continues needing more capital for her activities.
View original language description ↓
El Banco de Emprendimiento las 74 – POSITIVAS está compuesta por diez integrantes de los cuales nueve son mujeres y un varón que se dedican a distintas actividades, la presidenta del banco es la Sra. Felipa ella tiene 57 años tiene siete hijos ya todos independientes, se dedica al venta de comida muy tradicional de Bolivia, la solicitante vive en casa familiar, Esta solicitando el crédito para la compra artefactos de cocina y utensilios, la Sra. Felipa se siente feliz y agradecido con la institución por el apoyo brindado, ya que con el anterior credito les fue bien pero siguen necesitando mas capital para sus actividades.

Previous Loan Details

The communal bank "74-Positivas" is made up of ten people, 8 women and 2 men. They make their livings in different businesses. The president of the bank is Mrs. Blanca. She lives in the Bendek neighborhood and works selling "anticuchos", [a very traditional Bolivian food similar to kebabs, pre... More from 74-Las Positivas Group's previous loan »

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 116
    View loans »
    Bolivia Loans Fundraising
  • $34,651,350
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 74-Las Positivas Group's $3,875 loan helped a member to buy kitchen appliances and utensils.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 22, 2012
Sep 24, 2012
Currency Exchange Loss:
Jun 17, 2013