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Julio Cesar
Julio Cesar lives in Comarca Mata de Guineo and is a small producer. His principal economic activity is managing his small inventory of cattle. Care for these livestock is accomplished in his own production facility. This activity has become very important for the well-being of his family. Julio Cesar works in conjunction with his Mother, in both his agricultural and his livestock activities.

Julio Cesar requires this financing to invest in purchasing heifers and increasing his inventory. In the medium term, he needs to be able to count on major milk production. He has good references in his locality as a progressive and respectable person.
View original language description ↓
Don Julio Cesar habitante de la Comarca Mata de Guineo es pequeño productor donde su principal actividad economica es el manejo de su pequeño inventario ganadero, el cuido de dichos semovientes lo realizan en su propia unidad de produccion, esta actividad se ha convertido de suma importancia para el bienestar de su familia, trabaja en conjunto con su mamá tanto en las actividades agricolas y pecuarias.

Requiere de este financiamiento para invertirlo en compra de vaquillas e incrementar su inventario y a mediano plazo poder contar con mayor produccion de leche, cuenta con buenas referencias en su localidad, por ser una persona progresiva y de buenas costumbres.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 39
    View loans »
    Nicaragua Loans Fundraising
  • $26,385,025
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Julio Cesar buy young calves to raise.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Aug 28, 2012
Oct 2, 2012
Currency Exchange Loss:
Oct 18, 2014