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Luis Alberto
Luis, 30, is a hardworking, enthusiastic young man living with his parents in the city of Imperial, a city noted for having a very hot, welcoming climate. Agriculture is common here too, especially corn, bananas and cotton, among others.

Luis has worked since he was very young because his parents are humble people and he always helps them with household expenses. Because of their limited financial resources he was only able to attend secondary school but would have liked to have studied mechanical engineering. Luis used to work as a construction worker and then as a watchman at a firm and currently works as a cook in a roasted chicken shop in his city. He works about nine hours daily. He believes that he’s doing well in his work because he’s responsible and above all because he likes to cook and he prepares tasty dishes.

Luis is very grateful to Kiva lenders because thanks to the help they’ve given him he will be able to pay fees to get a driver’s license since he’s gotten the opportunity of working for a transportation firm in the city and it’s important to have a license. In this way, he will be able to have better employment and continue supporting his parents while he continue working hard to make his greatest dream a reality: to own a restaurant and provide his parents with a better quality of life.
View original language description ↓
Luis tiene 30 años, s un joven muy trabajador y sobre todo entusiasta, vive al lado de sus padres en la ciudad de Imperial, ciudad que se caracteriza por tener un clima muy cálido y acogedor, asimismo se desarrolla la agricultura, en especial el cultivo de maíz, plátano, algodón, entre otros. Luis trabaja desde muy joven ya que sus padres son personas humildes y siempre los apoya con los gastos de su hogar, debido a los pocos recursos económicos él solo tuvo estudios secundarios, pero le hubiera gustado estudiar la carrera de Ingeniería Mecánica. Anteriormente Luis ha trabajado como operario de construcción, luego como vigilante en una empresa y actualmente trabaja como cocinero en una pollería de su ciudad, el labora alrededor de 9 horas diarias; el cree que le está yendo bien en su trabajo porque es responsable y sobre todo porque le gusta mucho cocinar y tiene buena sazón.

Luis está muy agradecido con los prestatarios Kiva ya que gracias a la ayuda que le han brindado el podrá realizar los trámites para obtener su licencia de conducir, ya que se le ha presentado la oportunidad de trabajar en una empresa de transporte de su ciudad y es importante que tenga dicha licencia, de esta manera el podrá tener un mejor empleo y poder seguir apoyando a sus padres y seguir luchando para poder hacer realidad su más grande sueño:” Tener un restaurante propio y darle una mejor calidad de vida a sus padres”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Luis Alberto to pay his driver's license fees.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Sep 24, 2012
Currency Exchange Loss:
Jun 17, 2013