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A loan of $1,900 helped to buy a milk cow with a calf.


Zina's story

Zina is 41 years old and married with four children. Three of them are still attending public schools. They live in northern Albania. Zina's family, including her parents, siblings and herself, were persecuted by the regime, and they found it very tough living under such circumstances. Yet, in recent years, they have had a much better life with many more opportunities.

In many families in the region, women are the financial providers for their families, as is Zina. She has been selling milk and baby calves to the locals and has been making a small income which is enough to live. Now she wants to expand by buying another milk cow with a calf. This is why she is requesting a Kiva loan for the first time, hoping that lenders will grant her request.

Zina is confident that she will do well, and her promise to lenders is that she will pay them back on time.



Loan details


Lenders and lending teams



Loan details