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Gjelina is thirty-two and is married with three children, with all of them going to school. She and her family lived in the most rural areas of northwest Albania until recently, and life was extremely tough for them. With the recent move to the newest region, life seems easier and they all are content.

In the past five years Gjelina has been selling milk and other dairy products to the locals and the income has been somewhat good for their family. She is the only one in her family who brings an income, yet her husband helps her out as well by taking the dairy and milk to the market every morning.

Gjelina is now requesting a loan for the first time to repair the very primitive animal stable she had built. She is in a hurry to build it before the winter starts, so those animals stay warm throughout the winter.

She wants to thank all lenders for their contribution.

Additional Information

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 6
    View loans »
    Albania Loans Fundraising
  • $3,213,425
    Funds lent in using Kiva
  • 106.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Gjelina to repair the animal stable before winter kicks in.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Sep 27, 2012
Currency Exchange Loss:
Apr 17, 2013