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Nertila is twenty-six, married, has one child aged seven and is an Egyptian woman from a major city in central Albania. Approximately 80,000 Egyptians have been living in this city for a long time. They were extremely discriminated against and lived poorly under the Communist era; yet, in recent years the Albanian government and foreign organizations have helped tremendously in reducing the stigma and discrimination against this wonderful minority and improve their living conditions.

For the past two years Nertila started selling used clothes and has been the sole provider for her family since then. She makes a small income that gives them the opportunity to have some very basic food on the table and is happy for that.

Nertila is now applying for a loan for the first time to purchase some inventory of used clothes. Being a responsible person, she promises she will pay back the loan.

Additional Information

More information about this loan

Roma and Egyptian populations living in Albania are considered vulnerable from a socioeconomic perspective and this loan would be used to support them.

About VisionFund Albania

VisionFund Albania is a micro-finance subsidiary of child hunger nonprofit World Vision International. Striving to improve child welfare, the organization offers a variety of loan products designed for rural, traditionally underserved clients and their families. These products include agriculture, business and household improvement loans, as well as "integration loans" targeted to help the poorest, most vulnerable Albanian households acquire value chain resources.

While VFA is focused on the empowerment of the poor overall, it pays special attention to women. About 60% of loans to entrepreneurs on Kiva go to women.

About Albania

  • $10,700
    Average annual income
  • 10
    View loans »
    Albania Loans Fundraising
  • $3,250,800
    Funds lent in using Kiva
  • 106.2
    Albania Leke (ALL) = $1 USD

Success!! The loan was 100% repaid

A loan of $950 helped Nertila to purchase some inventory of used clothes to sell to locals.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Sep 19, 2012
Sep 27, 2012
Currency Exchange Loss:
May 17, 2014