A loan of $2,650 helped a member to purchase additional goods for his store to sell at a profit.


Arbre De Vie Group's story

“Arbre de Vie”, which means Tree of Life in English, is a group of 16 owners of small businesses chaired by Emmanuel. Its members are jointly liable for loans granted by Kiva to grow their businesses.

Emmanuel, married and age 36, operates a general store. His business is located to the southeast of the city of Lubumbashi. He started his business in 2010. Emmanuel is happy to be one of Hope’s clients. His dream is to expand through Hope’s loans for his business.

Due to the high demand in his community, he intends with the next loan to buy more goods for resale in order to meet client demand, and thereby generate additional profits. This will help him to achieve his plans to grow the business. It brings in a profit of about US$100 per week. Emmanuel is the father of six children whose ages are between 1 and 12 years old. Three of them go to school.

In this group: Emmanuel, Sylvie, Nelly, Djo, Florence, Joly, Beatrice, Alphonsine , Sera, Bibiche, Anuel, Dodo, Valerie, Bijoux, Salva, Yvette



Loan details


Lenders and lending teams



Loan details