A loan of $3,600 helped a member to renew her work area.


Sarah's Group's story

Sarah is a 31-year-old Iraqi woman. She is married. With limited career options due to cultural restrictions and domestic constraints, Sarah is one of the many Iraqi women who is working from home, using her sewing skills to generate some income and participate in meeting the financial needs of her family.

Sarah has three years of experience with the small, home-based business that she would now like to improve by renewing her work area. She took a loan from Relief International - Microfinance Iraq to pay for the work.

Relief International - Microfinance Iraq offers "group loans" for clients unable to provide a guarantor - thereby unable to apply for a loan as an individual. As a group, the members collectively guarantee the loan. Groups consist of three to five clients, and each client is evaluated based on his or her repayment capacity. All group members receive the same loan amount as the individual with the lowest repayment capacity in the group.

Because of the political and social challenges of lending in Iraq, personally identifiable information about this borrower has been altered for their protection. RI-Iraq appreciates Kiva lenders' consideration of these challenges and encourages lenders to continue their support for Iraqi borrowers.

In this group: Sarah , Nishtiman , Shadan



Loan details


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Loan details