A loan of $1,325 helped to buy fertilizer and to pay for labor costs during maize production.


Aloys's story

Aloys, 35 years old, is married to a farmer. He has been a maize farmer for 7 years. Aloys will use this Kiva loan to buy fertilizer in order to increase his production and to support labor costs during maize production. He will use the profits from his farming to invest in his business so that, in the future, he can acquire machines such as tractors that will enhance his farming capacity. This photo was taken at the previous maize ground, which Aloys will still use for this new season. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain underserved by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details