A loan of $750 helped to buy more fertilizers and to support labor costs during maize production.


Jean Bosco's story

Jean Bosco is 38 years old. He is married to a farmer. He has been a maize farmer for 18 years. He will use the Kiva loan to support labor costs and to purchase fertilizers during maize production; he needs to buy fertilizer in order to increase his production. With the profits from his farming, Jean Bosco wishes to invest in his business so that, in the future, he can acquire machines like tractors that will enhance his farming capacity.

The photo taken was at the previous maize grounds, where the borrower will still produce a harvest for this new season. The agriculture sector accounts for 37% of Rwanda's gross domestic product, generates 65% of Rwanda's export revenue, and employs approximately 90% of Rwandans (as of 2009). Despite the importance of agriculture to Rwandans and their economy, financial institutions view lending to fund agricultural activities as a high-risk proposition because the profitability of these activities is affected by weather, natural disasters, and price fluctuations. For this reason, farmers in Rwanda remain under-served by financial institutions. Urwego Opportunity Bank is expanding into this market and is happy to provide Kiva lenders with the opportunity to support Rwandan farmers.



Loan details


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Loan details