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Ketevan is from the small village of Baghdati district. She is 53 years old, divorced and lives with her mother. She works as a librarian at the local library and gets a monthly salary. Her mother is provided with a retirement pension. The family is involved in an agricultural business. In particular, they have a vineyard and do all the relevant seasonal work to ensure a good harvest. They pick the grapes and produce wine and vodka. Ketevan also owns a nut garden and a plot of land where different kinds of vegetables are grown. She sells her agricultural products locally. Ketevan is very hard-working woman, with a rich experience in her work.

Ketevan has applied for this loan to purchase a milk cow. This will allow Ketevan to receive milk, produce cheese products and sell these products in her village at a good price. She will have an opportunity to improve her family's living conditions and expand her agricultural business as well with this loan. She awaits your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 51
    View loans »
    Georgia Loans Fundraising
  • $8,637,875
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Ketevan to purchase a milk cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 5, 2012
Sep 26, 2012
Currency Exchange Loss:
May 17, 2013