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Chito is from the village of Tskaltubo district. She is 51 years old and lives with her husband, son and daughter-in-law. The family runs the agricultural business. They have a greenhouse where cucumbers, tomatoes and different kinds of greens are grown. Chito also sows vegetables in open ground and does all relevant seasonal work to ensure a good harvest. The harvested products are sold in different parts of the district, using the family-owned car. In addition, the family sells the part of the harvest at the local open market. Chito works hard to make some savings and improve the living conditions of her family.

She has requested a loan to purchase organic fertilizers for her greenhouse. The loan will help her to provide financially for her needs. After fertilization and properly done agricultural works, Chito will receive a good quality harvest and sell it at a good price. This will increase the income of the family. The increased income will be reinvested in her agricultural business, to expand and make it more profitable. The increased profit will be used for improving the family's living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 34
    View loans »
    Georgia Loans Fundraising
  • $8,323,825
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Chito to purchase organic fertilizers for the greenhouse.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Sep 26, 2012
Currency Exchange Loss:
Jun 17, 2013