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Mahugnon Group
In this Group: Affiavi Célestine, Houévo Rosine, Dariètché Sophie
Mahugnon is a group of 3 people whose members lives in the same region of Benin. The group's representative, Affiavi Célestine (whose hand is raised in the picture), is 39 years old and married to a secretary called Star. Affiavi Célestine is the mother of 4 children, all of whom attend school and are dependent on the couple. Affiavi Célestine lives together with her husband and their children and the couple take care of the various expenses.

Affiavi Célestine did not go to school. She has been selling beauty products in her shop for around 8 years. She has this business so that she can meet the household needs. Affiavi Célestine gets her supplies in Togo and at a market in Benin. In the pursuit of customer satisfaction, Affiavi Célestine is requesting a second loan, together with the other members of the Mahugnon group. This loan will be used to better respond to the demands of their clientèle, and to earn more profits. The previous loan was properly repaid.
MAHUGNON est un groupe de trois personnes, dont les membres résident dans le même quartier au Bénin. La représentante du groupe, Affiavi Célestine (dont la main est levée sur la photo), est âgée de 39 ans et est marié à un secrétaire du nom de Star. Affiavi Célestine est mère de quatre enfants tous scolarisés et à la charge du couple. Affiavi Célestine vit ensemble avec ses enfants et son mari. Le couple assure ensemble les diverses charges. Affiavi Célestine n’a pas fréquenté l’école. Il y a près d’une huitaine d’année que Affiavi Célestine mène comme activité la vente des produits cosmétiques dans sa boutique. Affiavi Célestine mène cette activité afin de pouvoir aux besoins du ménage. Affiavi Célestine s’approvisionne au Togo et dans un marché du Bénin. Dans la quête de la satisfaction de sa clientèle, Affiavi Célestine sollicite un deuxième crédit avec les autres membres du groupe MAHUGNON. Ce crédit leur servira à mieux répondre aux demandes de leur clientèle et à se faire plus de profits. Le crédit précédent a été bien remboursé.

Additional Information

About Alidé

Alidé is a Beninese NGO that works to reduce poverty by offering sustainable access to productive loans like this one in addition to savings, training sessions, and social work to low-income families.

Supporters of this loan should be aware that there is some risk of being repaid late. Because the Beninois Ministry of Finance has imposed restrictions on the amount of money Alidé can send to Kiva, the organization can only send monthly repayments in installments smaller than $13,000. This means that some Kiva lenders may receive their repayments late. However, Alidé remains a healthy institution in good standing with its creditors, and Kiva would like to continue working to support its clients. For more information, please refer to Alidé's partner profile page.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Benin

  • $1,600
    Average annual income
  • 0
    View loans »
    Benin Loans Fundraising
  • $4,467,950
    Funds lent in using Kiva
  • 502.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Mahugnon Group's $725 loan helped a member to buy beauty products.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Sep 20, 2012
Currency Exchange Loss:
Aug 22, 2013