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Matluba is a very hard-working and goal-oriented woman. She is 42 years old, married and has three dependent children. Her children are 16, 18 and 20 years old. Her husband is a work migrant in the Russian Federation, and so Matluba manages the household on her own. For over 19 years, she has been working as a secondary school children. Her low salary is insufficient to allow her finish the construction of the house launched several years ago. She needs to install window and doors, plaster the façade and install siding on the ceiling. Matluba is requesting a loan for 5000 TJS in order to buy construction materials, windows and doors needed to finish the construction works. Matluba and her children are counting on the lenders’ kindness, which will allow them to resolve their housing problems.
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Матлюба очень трудолюбивая и целеустремленная женщина. Ей 42 года, она замужем и на воспитании имеет 3 детей. Детям 16, 18 и 20 лет. Ее муж трудовой мигрант в Российской Федерации и поэтому Матлюба с хозяйством справляется одна. Более 19 лет она работает учительницей в средней школе. У нее маленькая зарплата и это не хватает для достройки дома, которую она начала несколько лет назад. Она должна установить окна и двери, сделать фасадную штукатурку и сделать обшивку потолков. Матлюба запрашивает займ на сумму 5000 сомони для покупки строительных материалов, окон и дверей для достройки дома. Матлюба и ее дети будут ждать, пока добрые кредиторы помогут им решить проблему жилья.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $32,092,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Matluba to buy doors, windows, cement, and wood in order to finish construction work on her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 13, 2012
Oct 1, 2012
Currency Exchange Loss:
Jul 17, 2013