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Update on Agnes

Agnes's daughter, now in senior six, will be able to complete her final year this term. The other two children are also progressing in school. Agnes is so grateful for UGAFODE and the lenders Kiva has brought her. Her children have been able to attend decent schools because of the loans, which would have been different if it had not been for the support of the loans. Her poultry business is also booming since she does not have to stretch it by drawing working capital from it.

Previous Loan Details

Agnes is a 41-year-old married woman with four children who all attend school. She also looks after two dependants and pays school fees for one of them. Agnes has been taking loans to pay school fees for her children since they joined secondary school. One of them is now in senior six. She has... More from Agnes's previous loan »

Additional Information

More information about this loan

This loan is part of UGAFODE’s Higher Education loan program.  These loans are for adults paying for University fees or vocational training to enable them to receive training that they otherwise could not afford.  With cost as the main obstacle for students to obtain Higher Education, these loans overcome that hurdle giving workable repayment terms to match the borrowers’ needs. UGAFODE offers these loans to cover not only school fees but the essential costs surrounding education like books, technology as needed, housing, etc.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 118
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,514.7
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Agnes to pay school fees.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Sep 7, 2012
Sep 26, 2012
Currency Exchange Loss:
Feb 15, 2013
This photo was used before for a previous loan for Agnes. It was first posted on Kiva on May, 2012. Learn More