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Ny works as a security guard for a private company in Phnom Penh to earn a living for his family. He has been in this occupation since 2009. Ny is now 23 years old and married to a woman who is involved in the garment industry. This couple does not have any children yet but they plan to have one when they have a consistent income in the near future.

In addition to his main career, Ny would like to provide transportation service to the public. However, he doesn’t have sufficient capital to purchase a motorcycle. For this reason, Ny is asking for a loan in the amount of $800 to purchase a motorcycle for his transportation business. Ny hopes to achieve good profits for the overall welfare of his family with the help of this loan.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 154
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ny to purchase a motorcycle for his transportation business.
100% repaid
Repayment Term
22 months (Additional Information)
Repayment Schedule
Aug 20, 2012
Oct 1, 2012
Currency Exchange Loss:
Nov 19, 2013