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Joederick is a farmer who plants and harvests rice to sell. He usually earns about PHP 10,000 each harvest season. Joederick is still single and lives with his parents in General Balao. He helps his family acquire income to cover their expenses. He is now asking for a loan of PHP 12,000 so he can give enough sustenance to his farm. He will buy fertilizers and insecticides used in the farming business.

Joederick is praying for his family's healthy lifestyle. He hopes to keep improving his income so he can save funds to use in times of emergencies. He dreams of having a wife and children someday.

Additional Information

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.

About Philippines

  • $7,000
    Average annual income
  • 589
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $300 helped Joederick to buy fertilizers and insecticides.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Aug 30, 2012
Sep 25, 2012
Currency Exchange Loss:
May 24, 2013