A loan of $1,375 helped a member to purchase furniture and cosmetic products for her beauty salon.


Ghazala's Group's story

Ghazala, 39, is an independent and married woman who livies with her family in a remote area of Punjab, Pakistan. Her family consists of her husband, a son, and a daughter. Both of her children are in school. Her husband works in a boutique shop and his monthly income is less than 20,000pkr, which is too low to meet his family's basic needs and to meet household expenses. For the past 3 years, Ghazal has been running a beauty salon which has been very successful. She now needs to purchase some furniture and cosmetic products for the salon.

For that, as a member of a eight-person lending group, she has requested a loan from Kiva partner BRAC Pakistan to purchase some furniture (chairs, etc.) and some cosmetic products (lipstick, facial scrubs, beauty kits, etc.) for her beauty salon.

While running her business, she is also a very good and hardworking housewife. She has to look after both her children as well as her business. Her husband, children, neighbors, and clients always appreciate her hard work. Ghazala's biggest dream of life is to provide a quality education to her children. She is very much thankful to BRAC and Kiva.

Note: In the picture Ghazal holding her passbook while a borrower named Farhat is holding her younger son.

In this group: Ghazala, Rabia, Hameeda , Zojela, Kousar, Farhat, Razia, Musarat
*not pictured



Loan details


Lenders and lending teams



Loan details