Conchan (Cuenca) Group
One of the members of this group is Rosa Ubaldina. Rosa is 29 years old, married, and has two children aged 8 and 4 from her marriage. Her eldest son attends an elementary school in the town and her youngest is in pre-school. Her husband works in a carpenter's workshop. They do not own their own home but live in her in-laws' house, sharing the household expenses.
Rosa Ubaldina works from Monday to Fridays, cleaning houses. The good thing about her work is that she works half days which allows her to care for her family. At home she raises chickens which she sells in her community either skinned or alive. She will invest her loan in buying more chickens to expand her business. Her biggest dream is to own her own home.
Una de las socias de este grupo es la Señora Ubaldina. Rosa, tiene 29 años de edad, es casada y ha procreado en su unión conyugal 2 hijos de 8 y 4 años de edad, su primer hijo está en una escuelita de la localidad y su segundo hijo pasa en una guardería. Su esposo labora en una carpintería, no tiene casa propia por lo que vive en casa de sus suegros con quienes comparte los gastos de su hogar.
La Señora. Rosa Ubaldina trabaja de lunes a viernes en el arreglo de varias casas, lo bueno de su trabajo es que lo realiza medio día y le da el espacio para cuidar de su familia, en su casa se dedica a la cría de pollos a los que los vende en su comunidad pelados o vivos.
Su crédito lo va a invertir en la compra de pollos para ampliar su negocio.
Su mayor sueño es tener su casa propia.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid