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Guillermina is 39 years old. She has been working as a seamstress for 8 years in her house located in Linda Vista, a neighborhood of the town of Nueva Guinea. Her husband is a master builder and he helps her paying for their personal expenses as well as for the engagements they have undertaken. This is a responsible and very hardworking family: they are well-known in their neighborhood and they have 2 daughters they are very proud of.

The loan she is requesting will be used to make improvements to her house by equipping her sewing workshop in order to offer better serving conditions to her customers. She dreams of improving her standard of living, that her daughters become respectable people and that her household never lacks of basic commodities.
View original language description ↓
Doña Guillermina de 39 años de edad, labora como sastra desde hace 8 años, en su casa de habitaciòn en el Barrio Linda Vista de Nueva Guinea, su esposo es maestro de Obra el cual la ayuda con sus gastos personales y con los compromisos adquiridos, esta familia es responsable y muy trabajadora, es reconocida en su barrio, tiene 2 hijas de los cuales se siente orgullosos.

Este crèdito lo requiere para mejorar su casa acondicionando su taller de costura y asi poderle ofrecer mejores condiciones a sus clientes. Su sueño es mejorar sus condiciones de vidad, que sus hijas sean personas de bien y que no les falte lo basico en el hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,258,500
    Funds lent in using Kiva
  • 23.8
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Guillermina to make improvements to her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2012
Oct 3, 2012
Currency Exchange Loss:
Sep 18, 2013