Update on Blanca NevaiDoña Blanca Nevai is a professional who works at a university of New Guinea. She has demonstrated responsibility and honesty. Blanca was able to earn a Master’s degree in Higher Education, so she is very grateful to the institutions where she has studied. She is a well-respected instructor among her colleagues. Blanca has the support of her husband, who works as an engineer for Zootecnia. They have a stable family and enjoy the financial and professional progress they have made.
Blanca is requesting a loan so that she can invest in the expenses related to her Doctorate degree in Education. She will specialize in Pedagogical Mediation at the University of La Salle in Costa Rica, where she must travel every six months. Her dreams include seeing her family permanently unified, being right with God, and having all the basic needs for her home.
Solicita su crèdito para invertirlo en gastos de la carrera de Doctorado en Educaciòn con Especialidad en Mediaciòn Pedagogica universidad de la Salle en Costa Rica cada 6 meses tiene que viajar. Su sueño es que su familia permanezca unida, bien con Dios y que no les falte lo basico en el hogar.
Previous Loan DetailsFor 4 years Blanca has worked full time as a teacher at the URACCAN University. Her husband works as a sales executive. Both share in the family expenses and commitments as they are very united. They also have other income from sale of farm products and milk. This loan is required in orde... More from Blanca Nevai's previous loan »
About AFODENICThis loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.
Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 20 months (Additional Information)
- Repayment Schedule
- Aug 19, 2012
- Sep 25, 2012
- Currency Exchange Loss:
- Nov 17, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.