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Melchora Senovia
Senovia is thirty years old and she is a single mother. She has an eleven-year-old son. Since she didn't have a job, Senovia started learning dressmaking because she needed to study something short-term in order to have an income.

Since she has to support her son and cover their expenses, she looked for an opportunity to work in her field. She started saving up until she managed to have enough capital to set up her own business, which is a dressmaking workshop.

She is currently working with a friend who has helped her ever since she decided to become independent. She has many aspirations for her her business, which is why she wants to purchase fabric and scissors with this loan. Her goal is to expand her business and get a contract to do work for a company.
View original language description ↓
Senovia tiene 30 años y es madre soltera, tiene un hijo de niño de 11 años. Senovia como no tenia trabajo empezó estudiar corte y confección ya que ella necesitaba estudiar algo a corto plazo para tener ingresos.
Ya que ella tiene que mantener a su hijo y cubrir sus gastos, busco la oportunidad de trabajar en lo que ella había estudiado, empezó ahorrar hasta lograr tener un capital considerable para instalar su propio negocio que es un Taller de confección de ropa.

En la actualidad su trabajo lo hace con una amiga quien le ayuda desde que decidió independizarse. Tiene muchas aspiracion con su negocio por eso quiere comprar con el prestamo telas y tijeras. Su meta es hacer su negocio más grande y hacer trabajo para alguna institución por contrato .

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 34
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Melchora Senovia to buy fabric and scissors.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Aug 19, 2012
Sep 25, 2012
Currency Exchange Loss:
Sep 25, 2013