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34-Emprendimiento-34 Group
In this Group: Pamela, Ana Lizzeth, Angelina, Noemi Karina, Jaqueline Gorgette, Katherine, Avigail, Maribel, Carlos Enrique
The Enterprising Bank 34, is comprised of 9 members, 8 women and one man. The president of the bank is Ana, a 30 year old married woman with 4 school age children. She has a food stand in the same area where she lives. This is her third loan with the group and she has a credit history. Ana will use this loan to buy bulk purchase of rice, pasta, and potatoes to make meals. This way she will offer a variety of meals to her customers. The reasons she is requesting the loan is to continue to improve her business.

Ana is using the loan to continue buying more goods and improve her income. Her dream for her business is to have a restaurant and provide better service to her customers.

Ana is a hard working person and is happy for the opportunity given to her and her team members who in many cases are the sole breadwinners of their family.
View original language description ↓
El Banco de emprendimiento 34-EMPRENDIMIENTO-34 está compuesto por nueve integrantes ocho mujeres y un varón, la presidenta del banco es la Sra. Ana tiene 30 años, es casada tiene cuatro hijos que se encuentran en edad escolar, ella se dedica a la venta de comida en su puesto de venta que se encuentra en la misma zona donde vive, este préstamo es su tercera secuencia dentro de la institución es cliente antigua, la Sra. Ana va a usar este préstamo para la compra de de insumos como arroz, fideo y papa por mayor para la elaboración de sus platillos y de esta manera brindar variedad de platillos a sus clientes, su razón para solicitar este préstamo es seguir mejorando en su negocio, la Sra. Ana va a utilizar los beneficios para seguir comprando insumos y así mejorando sus ingresos, su deseo para su negocio es tener un restaurante y así brindar un mejor servicio a su clientela. La Sra. Ana es una persona muy trabajadora se siente feliz por la oportunidad brindada a ella ya sus compañeras del grupo ya que en muchos casos son personas que sacan adelante solas a sus familias.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 123
    View loans »
    Bolivia Loans Fundraising
  • $34,670,400
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of 34-Emprendimiento-34 Group's $4,675 loan helped a member to purchase wholesale rice, pasta, and potatoes.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Aug 27, 2012
Sep 23, 2012
Currency Exchange Loss:
Apr 17, 2013