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Josefina Abigail

Update on Josefina Abigail

The member belongs to the communal bank "Comuzone I". The bank is located in the district of Cusco, pertaining to the province of Cusco and the department of Cusco.

The member is named Josefina Abigail. She continues working in the business of natural product sales. She has been in this business for years, and it's going well thanks to the effort that she puts into it. She has a store where she sells her merchandise, which is located in the center of the city. She works from 8 am until approximately 6 pm. She is a responsible and hardworking person, being that in this way she will get her family ahead.

She requests the loan to buy natural products for her business.

The member is happy to receive the loan and promises to complete the payments on time.
View original language description ↓
La socia pertenece al banco comunal “COMUZONE I”; El banco está ubicado en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Josefina Abigail;la socia continua dedicandose al negocio de venta de productos naturales,la socia lleva años en este negocio el cual le va bien gracias al empeño que le pone a su negocio,la socia cuenta con un local donde vende su mercaderia el cual se encuentra ubicado por el centro de la ciudad,la socia trabaja desde las 08:00am hasta las 06:00pm aproximadamente,la socia es una persona responsable y empeñosa siendo de esta forma que la socia saca adelante a su familia.
La socia solicita el credito para la compra de productos naturales para su negocio.

La socia está feliz por el préstamo y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Josefina Abigail belongs to the "COMUZONE I" community bank which is located in Cusco district, in the province and department of the same name. Josefina Abigail is 59 years old. She is single and has 2 children. She divides her time between her daily activities and her business selling natu... More from Josefina Abigail's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 36
    View loans »
    Peru Loans Fundraising
  • $64,330,550
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Josefina Abigail to buy natural products for her business.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Aug 24, 2012
Oct 1, 2012
Currency Exchange Loss:
Jan 15, 2013
This photo was used before for a previous loan for Josefina Abigail. It was first posted on Kiva on Dec, 2010. Learn More